SAFITRI, N. N.; HIKMAWAN , M. A. . The role of BI rate in moderating the effect of NPL, NIM, ROA, on bank credit distribution: Study on banking companies listed on the LQ45 index from 2020 to 2024. Priviet Social Sciences Journal, [S. l.], v. 6, n. 3, p. 445–458, 2026. DOI: 10.55942/pssj.v6i3.1577. Disponível em: https://journal.privietlab.org/index.php/PSSJ/article/view/1577. Acesso em: 26 mar. 2026.