Ontological approach in improving Islamic economic literacy

Jhody Wiraputra; Yulia Andriani; Palupi Pratiwi; Isti Safira; Madnasir Madnasir; Ruslan Abdul Ghofur

doi:10.55942/pssj.v5i12.1137

Authors

Jhody Wiraputra UIN Raden Intan Lampung
Yulia Andriani UIN Raden Intan Lampung
Palupi Pratiwi UIN Raden Intan Lampung
Isti Safira UIN Raden Intan Lampung
Madnasir Madnasir UIN Raden Intan Lampung
Ruslan Abdul Ghofur UIN Raden Intan Lampung

DOI:

https://doi.org/10.55942/pssj.v5i12.1137

Keywords:

Islamic economic literacy, ontology, sharia, economic system

Abstract

This study examines the role of the ontology approach in enhancing Islamic economic literacy in Indonesia, a strategic effort given the country's low national Sharia Financial Literacy Index, which stood at 43.42% in 2025. Ontology, as a philosophical study of the nature of existence, became the foundation for defining Islamic economics not only as a social science but also as an integral part of Tawheed, in which all economic activity is seen as a mandate from Allah and aims to achieve Falah. This ontological approach is vital because the nature of Islamic Economics is derived from divine revelation, in contrast to conventional economics, which is derived from human thought. Without a deep understanding of this ontological nature, such as the fundamental difference between usury and profit sharing, people tend to equate Shariah products with conventional ones, differing only in their labels. Using a literature study and philosophical content analysis, the study concludes that ontological understanding serves as an epistemological filter that encourages critical thinking, allowing literate individuals to distinguish between renaming and changing the essence. Therefore, ontological integration transforms literacy from surface normative compliance into an authentic systemic and philosophical understanding, which is essential for constructing a just and sustainable Islamic economic system.

Author Biographies

Jhody Wiraputra, UIN Raden Intan Lampung

Jhody Wiraputra is affiliated with the postgraduate program at Raden Intan State Islamic University, Lampung.

Yulia Andriani, UIN Raden Intan Lampung

Yulia Andriani is affiliated with the postgraduate program at Raden Intan State Islamic University, Lampung.

Palupi Pratiwi, UIN Raden Intan Lampung

Palupi Pratiwi is affiliated with the postgraduate program at Raden Intan State Islamic University, Lampung.

Isti Safira, UIN Raden Intan Lampung

Isti Safira is affiliated with the postgraduate program at Raden Intan State Islamic University, Lampung.

Madnasir Madnasir, UIN Raden Intan Lampung

Madnasir is affiliated with the postgraduate program at Raden Intan State Islamic University, Lampung.

Ruslan Abdul Ghofur, UIN Raden Intan Lampung

Ruslan Abdul Ghofur is affiliated with the postgraduate program at Raden Intan State Islamic University, Lampung.

References

Abduh, A., & Abduh, M. A. (2023). Membongkar Perbedaan Worldview: Perspektif Islam Dan Barat Dalam Konsep Ekonomi Ditengah Hegemoni Kapitalisme. Islamic Economics & Finance Research Review, 1(1), 1–19. https://asas-ins.com/index.php/iefrr/article/view/16

Agriyanto, R., & Rohman, A. (2017). Rekonstruksi Filsafat Ilmu Dalam Perspektif Perekonomian Yang Berkeadilan (Kajian terhadap Ontologi, Epistemologi dan Aksiologi Ilmu Ekonomi yang Islami). At-Taqaddum, 7(1 SE-Articles), 35–53. https://doi.org/10.21580/at.v7i1.1530

Alsha, Desy Lidya H. T. (2021). Konsep Ontologi Dalam Ekonomi Islam. SYARIKAT : Jurnal Rumpun Ekonomi Syariah, 4(2), 33–42.

Arianti, A., Aulia, C., & Wahyudi, A. (2024). Ekonomi Syariah Sebagai Implementasi Filsafat Ekonomi Islam Dalam Mencapai Keadilan Ekonomi. Jurnal Ekonomi Dan Bisnis Digital, 02(02), 1187–1194.

Chapra, M. U. (1992). Islam and the economic challenge (Issue 17). International Institute of Islamic Thought (IIIT).

Haikal, Fikri. (2025). Pemikiran Ekonomi Islam Kontemporer oleh Muhammad Abdul Manan . Jurnal Ilmiah Ekonomi Islam, 11(04 SE-Articles). https://jurnal.stie-aas.ac.id/index.php/jei/article/view/17873

Harahap, Tri Sari I., Keisya Putri Balqis, M Aidil Syahputra, & Ahmad Wahyudi Zein. (2024). Ontologi Sebagai Landasan Teologi Ekonomi Islam: Konsep Tauhid dan Konsep Keadilan. Journal of Religion and Social Community | E-ISSN : 3064-0326, 1(2 SE-Articles), 78–83. https://doi.org/10.62379/jrsc.v1i2.123

Judijanto, L., Ohyver, D. A., Kusumastuti, S. Y., & Masri, M. (2025). Literasi Keuangan: Teori dan Implementasi. PT. Sonpedia Publishing Indonesia.

Madnasir, M. (2011). Distribusi dalam Sistem Ekonomi Islam. Muqtasid: Jurnal Ekonomi Dan Perbankan Syariah, 2(1), 57–71.

Misno, A. (2020). Falsafah Ekonomi Syariah. Bintang Pustaka Madani.

Mubarok, M. S. (2022). Filsafat Ekonomi Islam (Tauhid Humanisme dan Ekonomi Kerakyatan KH. Abdurrahman Wahid (Gus Dur) Sebagai Orientasi Ekonomi Indonesia) (Mitra Ilmu (ed.)).

Rahyu, P., & Zia Ulhaq, M. (2023). Etos Kerja Dalam Pandangan Agama Dan Pengaruhnya Terhadap Pembangunan Ekonomi Islam. J-ESA (Jurnal Ekonomi Syariah), 6(2), 79–88. https://doi.org/ 10.52266/jesa.v6i2.2317

Ramzy, A., Gumilang, A., Amarosuli, F., & Wahyudi, A. (2024). Ontologi Sebagai Landasan Filsafat Ekonomi Islam. 01(02), 145–151. https://jurnal.globalscients.com/index.php/jbem/article/view/143

Rokhmah, D. (2021). Ilmu dalam tinjauan filsafat: ontologi, epistemologi, dan aksiologi. CENDEKIA: Jurnal Studi Keislaman, 7(2), 172–186.

Sugiarto, I. (2025). Pengantar Ekonomi Islam. CV. Intake Pustaka.

Suyatno, H. R., Efendi, E., & Zalnur, M. (2025). Dasar-Dasar Ilmu: Ontologi Dan Epistemologi. Entinas: Jurnal Pendidikan Dan Teknologi Pembelajaran, 3(2), 1–5. https://jutepe-joln.net/index.php/ENTINAS/article/view/211

Uleng, I., & Aderus, A. (2025). Islam Ditinjau Dari Berbagai Aspek: Penggambaran Islam Yang Sebenarnya, Islam Sebagai Agama, Dan Islam Sebagai Tafsir Keagamaan. Jurnal Andi Djemma| Jurnal Pendidikan, 8(1), 1–10.

Yuwono, C., Kuswianto, D., Ariyanti, O., Sujud, F. A., & Nurromdhona, D. S. (2025). Pengantar Ekonomi Syariah. Yayasan Tri Edukasi Ilmiah.

Zain, A. A. (2021). Ekonomi Islam dalam konsep ontologi, epistemologi dan aksiologi. AL-MAQASHID: Journal of Economics and Islamic Business, 1(1), 63–71. https://doi.org/https://doi.org/10.55352/maqashid.v1i1.251

Zaini, A. A. (2021). Ekonomi Islam Dalam Konsep Ontologi , Epistemologi Dan Aksiologi. AL Maqashid : Journal of Economics and Islamic Business, 1(1), 63–71. https://doi.org/https://doi.org/10.55352/maqashid.v1i1.169

Zein, A. W., Syahputri, M., Hasibuan, A. M., & Siregar, I. S. (2024). Ekonomi Islam Dalam Konsep Ontologi, Epistemologi Dan Aksiologi. Jurnal Akademik Ekonomi Dan Manajemen, 1(4), 508–518. https://doi.org/https://doi.org/10.61722/jaem.v1i4.3533