Asmara, Rina Yuliastuty, Islamiah Kamil, and Meiliyah Ariani. “The Urgency of Implementation SAK EP in Replacing SAK ETAP in Savings and Loan Cooperatives”. Central Community Development Journal 4, no. 1 (June 30, 2024): 14–20. Accessed July 2, 2025. https://journal.privietlab.org/index.php/CCDJ/article/view/320.