Mulyanti , K. ., A. S. . Nugroho, and D. . Darmansyah. “Building Community Trust and Financial Inclusion through Online Religious Leaders and Digital Communication: Evidence from Islamic Banking in Indonesia”. Central Community Development Journal, vol. 5, no. 2, Dec. 2025, pp. 54-76, doi:10.55942/ccdj.v5i2.1352.