FIRDAUS, C. B. . Building financially sustainable MSMEs: Sequenced capability bundles that cut APR, lift liquidity, and truncate downside risk. Central Community Development Journal, [S. l.], v. 4, n. 2, p. 18–26, 2024. DOI: 10.55942/ccdj.v4i2.810. Disponível em: https://journal.privietlab.org/index.php/CCDJ/article/view/810. Acesso em: 5 nov. 2025.