WINARNI, R.; AKBAR, T. S. W. Digital transformation in the financial system: A comprehensive review of the literature on fintech and financial inclusion. Priviet Social Sciences Journal, [S. l.], v. 5, n. 8, p. 100–114, 2025. DOI: 10.55942/pssj.v5i8.479. Disponível em: http://journal.privietlab.org/index.php/PSSJ/article/view/479. Acesso em: 8 oct. 2025.